Cordially Yours

If you are newly married, you and your spouse may have to do a lot of financial planning . Both of you will be beginning a new life and so, there may be expenses for setting up the house. Once you set up the house and spend the initial few months, you should discuss about having kids and about saving for annual vacations, for buying your own home, for giving the best education to your children and so on. You should also discuss about saving for retirement. If you start planning for your shared retirement early, you will live more happily during the retirement period than how you live just after your marriage. The only way for planning for all these is to understand the goals, expectations and needs of your spouse. Of course, you should have clear ideas about your goals and needs also. The following points may be useful to you and your spouse while doing financial planning: 1. Both of you should discuss openly about your future goals. You may want to retire early and your spouse ma...

No one may like to look old. You may also like to have young and attractive looks . But, you should take a few steps for achieving this aim. You should mainly avoid certain foods if you want to maintain and have a smooth and young complexion. In short, you should check what constitutes your food.  If you make it a point to eat nutritious foods, you can certainly have a good and smooth complexion. Apart from that, if you minimize consumption of certain foods, you can not only improve your health but can look young also. It is not that you are advised to totally shun these foods. If you eat moderate quantities of these foods, you will derive immense benefits. - Sugar is the main thing you should reduce to the maximum. If you keep eating more sweets or refined carbohydrates, the glucose levels of your body will increase. Increased glucose levels of the body will hamper the repair of collagen as well as elastin, which is a protein that helps your skin in retaining its original complex...