Cordially Yours

Why should you be ready to change your plans ? You set goals and make a few actionable plans to achieve them. But when you undertake the journey, you may face unexpected hurdles, however superior your plans may be. Remember that there can never be bullet-proof plans. That is why you have to make the required changes when you face hurdles. Of course, it may not be necessary to make complete changes to your plans. But you may have to make certain tweaks so that you get rid of the hurdles you are facing. Of course, it may be necessary to change your plans when there is a misalignment between your goals and your plans. Never keep dwelling on your old plans once you have revised them. An expert was asked, "How to find a solution to a problem?" He replied, "A problem will continue to remain so unless you realize that the problem itself will be the solution." What does he mean by that? The precise meaning is that a problem provides you with an opportunity to fine-tune or t...

When you decide to invest in the equity market, you do so with expectations that the shares you invest in will appreciate and get you good returns. But, there are chances that the value of the shares may go down. In spite of this risk, the fact remains that investment in shares is highly lucrative and the returns may be better than what you can get from other types of investments. But, you need to do a good research and choose the right shares. You must also invest at the right time for getting very good returns.  Very often, you may get suggestions from investment experts that share market can get you very good returns only if you keep the investments in tact for longer periods. But, there are people who may have earned or who are still earning attractive returns from short-term investments also. The latter people are indulging in speculation and experts do not advise this because they may turn out to be unsafe investments. Even studies have revealed that those who have been k...