Cordially Yours

People, not the affluent ones, but those who are in the middle income bracket, are terrified over losing their money. Unfortunately and perhaps due to Pavlovian conditioning, the often unacclaimed and regularly ignored middle income group people have been made to believe that they have no control over inflation . This may be because day in and day out, they feel the heat of the rising prices. Governments all over the world project a completely  different picture that is nothing but distortion of the real facts and figures and that too, their own versions meticulously bastardized by adding unrelated or semi-related inputs. Government authorities seem to believe in the concept of reverse psychology. That is the reason they push their narrative by repeatedly proclaiming from roof-tops that prices of commodities and services are under control. Regardless of whether governments speak the truth or try to hide their failures by repeated assertions, the fact is that soaring prices are...

In the minds of many people, the stock market is synonymous with volatility and rightly so. But it is this volatility that has made millions for several people. At the same time, it is an undeniable fact that there are innumerable victims who have suffered due to the wrong choices they have made in the market. Perhaps, the examples of these victims solidify the fear people have over stock market investments. In fact, the collapses this market has witnessed have been nothing less than devastating. Of course, without this volatility,  the investment in this market may become a boring proposition. One can make a lot of money in the stock market. But do you have to be a genius for this? Not at all. Simple common sense is enough. In addition, you need to have one of the most important qualities and that is you should have a lot of patience. Let us dive deep into this. Can there be pinpoint accuracy in predicting stock movements? Even geniuses cannot predict accurately how the stoc...

At the beginning of every year, many of us make resolutions. Whether we stick to those resolutions or abandon them is another question that we may deal with later. Jonathan Swift, who authored the famous "Gulliver's Travels," said in 1699 that he had made a few resolutions in the beginning of that year and the most important and sensible among them was "Not to set(t) up for observing all these Rules; for fear I should observe none." So, let us not worry about making resolutions, not to talk of sticking to them. But there is one very important thing about which we need not make any resolution because knowingly or unknowingly, it is a desire we always have in our minds. The desire is nothing but to live as long as possible. This post talks about what you should do to try to live longer so that you can enjoy the success you always want to taste and the success that may be round the corner. What is success? We should now know what success means because its definiti...

There is a notion among people that getting rich is not everyone's cup of tea. These folks may be working hard but may be leading an ordinary life. So, they think that it is difficult to amass wealth. They cite several reasons including that one has to be born with a silver spoon, has to have education from an Ivy League Educational Institution, or similar such things. Other excuses they cite are that prices of almost all commodities and services have sky-rocketed and that their incomes have not gone up in the same proportion. Do you think that their notion is right? The answer is a huge "No" because there are scores and scores of people who have not been born in rich families, nor have they done their studies in Ivy League schools but have joined the group of top-income earners. How is this possible? This post tries to delve into this topic. Do you have a clear goal in your life? The main reason why people fail to get rich is that they do not have clarity as far as the...

Several so-called experts have been misguiding us for many years that separation or divorce can be a wiser option, especially to protect children from the agony of being a victim of never-ending arguments at home. But researches done in recent years have proved otherwise. In fact, these researchers have proved that the decision of the married partners to separate is a faulty one. Children living with a single parent who is separated from the other partner are likely to be affected seriously. Let us find out more about this. Separation or divorce may appear to be a good solution but it's not. Just a casual study of the present-day context reveals that hundreds of thousands of couples make a swift and perhaps, impulsive decision to go for divorce or separation because they wrongly assume that marital happiness is missing in their lives. They think that the decision will be beneficial to their kids as well. Of course, it is not right to blame them because according to them,...